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"Speak Out" Blog

Financial Literacy - Speak Out Blog

New Job!
I can't believe it, I just got my first job, and I will finally have some money coming in! I wanted the job to have some extra cash to buy a new Ipod and save up for these cool new Nike basketball shoes. My mom told me that she wants me save at least half of my paycheck to put away toward college some day, but that seems like it's just so far away.

I mean, I figure I can save some money next year to put away for college, so I am not sure what to do. I really want this Ipod, and the shoes. Maybe I will buy them with the first paychecks, and then try and save some money later in the year toward college. What do you think I should do?

Nikky (15 years old)
My parents are celebrating their 25th wedding anniversary this summer. My brother, sister and I want to buy them a digital camera which costs about $250. I don't have a lot of money and I want to pitch in, but I'm not sure what to do. My mom pays me $5.00 - $10.00 a week when I do chores around the house or rake the leaves but I use that money for other stuff I want to buy. My sister Susan works part time at the mall and earns about $40 a week, and my older brother has a full time job and makes way more money than my sister.

I can't afford to spend as much as my brother and sister and don't know what to do. My parents anniversary is in 6 months. What would you do and what did you think is fair?



U.S. Department of Education Star Schools Program